Your stories of debt

Available for over a year

National Debtline received 57% more calls in the first two weeks of January compared with the same period last year. The charity says concerned callers were often behind with energy and water bills and many owed money to family and friends. Nicky Campbell asked listeners for their stories of getting in and out of debt. If you’re having problems, there is a range of organisations that can help. You can find them on the BBC's Actionline website at bbc.co.uk/actionline.