Not banking on the banks

Available for over a year

The banks have blown it - so what next? Business Daily explores new forms of finance after the crash: person to person lending and banks without speculation. We talk to the founder of a new bank in Germany which plans only to borrow and lend. It intends to make money in the old-fashioned way without speculating on currencies and stock prices. Will it mean smaller but steadier profits? And in our "Just the Job" series, we talk to a man who tastes chocolate for a living. Micah Carr-Hill develops chocolate for Green & Black's, the organic chocolate maker. Does he ever get sick of it? And Lucy Kellaway used to sneer at Latin mottos but now she thinks they serve a good purpose. Companies should get themselves one. Nomina Rutrum Rutrum.