Refuelling your hire car; the best cash ISAs; investment fund discounts; Pass Plus

Available for over a year

FULL OF IT Are car hire companies taking advantage of drivers who leave the rented vehicle with the wrong amount of fuel in the tank? Making a mistake can cost more than £100 in premium fuel charges and a 'refuelling fee'. LESS CAN BE MORE Hargreaves Lansdown is slashing the cost of investing in funds using its market muscle to negotiate down fund prices. But the total cost of investing through its platform - including HL's 0.45% charge - is still not the cheapest way to do it for many investors. PASS MINUS The Government promotes PassPlus for new drivers and says the six extra lessons after passing the Driving Test 'may' reduce car insurance premiums. But some customers have found comparison sites show a higher premium if the PassPlus box is ticked. Others say the gain is far less than the cost of the lessons. And there are much better ways to keep young drivers' premiums down. LOYAL RETAINER The ISA season - the weeks leading up to the end of the tax year on April 5 - is remarkably calm this year. But a new feature is rewarding loyalty. Santander is paying exclusive rates to new and existing customers. But they are still not the best on the market. Cash in on our ISA guide.