Episode 13

When Croydon Council follows a tip-off about a benefit claimant using a stolen identity, the fraud team uncover a Jamaican over-stayer who has lived in the UK on a £42,000 handout from the taxpayer.

And when a paragliding accident left Richard Offor facing a lifetime in a wheelchair and his business in tatters, it was a government scheme which offered a glimmer of hope for the future.