Richard Fenton's Homebuying 101

Can't tell your shared ownership from your help to buy scheme? Don't worry: Richard Fenton's here to demystify the process of buying a home.

Saving for a Deposit
The first hurdle. But small lifestyle changes can help you stash away the funds you need.
Credit Score
Your every spending splurge is being judged by lenders - so don't max out that credit card.
Mortgages
Find out about home loans - and why you need to keep paying them off...
Surveys
Think of the survey as a 'health check' on the house you've got your eye on.
Government Initiatives
From shared ownership to 'help to buy', you could get a helping hand from on high.
Negative Equity
You've bought that dream home - but the property market's fluctuations can still bite you!