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Labour's pension credit, formerly the minimum income guarantee, should ensure UK pensioners receive �109.45 a week. The credit is a means-tested benefit. Pensioners who qualify for its main element should also get help with council tax and housing costs. It is paid to 2.65 million households, but many pensioners in need are failing to claim. Opposition parties have pledged to reduce means-testing of pensioners as they say it is demeaning and discourages saving.
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