The impact of the credit crunch is being felt across Scottish football and a study by BBC Scotland has revealed that clubs expect things to get worse.
Reporter Chris McLaughlin spoke to the chairmen of all 42 senior clubs to hear their concerns about the lack of corporate sponsorships, the reduction of squad sizes and fewer season ticket renewals.
Part one: Football and the Credit Crunch
The club chairmen tell Chris that one of their major concerns is corporate sponsorship drying up as businesses cut back on their spending.
Sixty-nine percent said that satisfying the banks and retaining sponsors was the biggest off-field challenge.
Our survey reveals that over half of all professional football clubs in Scotland are planning to cut wages and squad sizes in the face of economic uncertainty.
Over 80% of all chief executives and chairmen interviewed admitted they are suffering because of the credit crunch.
The number of supporters going to watch games across all four leagues has dipped 5% since 2005, but four out of five chairmen expect attendances to fall sharply as the realities of the downturn become apparent.
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