Financial Technology: Disruptive or Not?

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How much do crowd-funding, electronic currencies, peer-to-peer and other forms of FinTech lending, threaten to disrupt the traditional banking model? Simon Jack, reports live from London's FinTech hub, Level39 and speaks to the founder of London car parking app JustPark, the head of hi-tech wealth management firm Nutmeg Investment, and Giles Andrews of pioneering peer-to-peer lender Zopa. Claire Cockerton, head of the UK's FinTech trade body, Innovate Finance, debates with Derek White, chief design officer at Barclays, whether the giant banks are becoming dinosaurs. And Jeremy Wagstaff, technology correspondent at Reuters, asks why disruption is such a great thing anyway. (Photo: Canary Wharf, Credit: Oli Scarff/Getty Images)