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With this cold snap settling in, how do we keep our houses warm while keeping the cost down? Linzi Lima finds out the energy saving hacks that can make a real difference. Kicking off a brand new year often means one thing: people everywhere are setting that classic resolution to get fit. But the real question is how to make it happen without blowing the budget? We try to get to the bottom of why Christmas cards and even hospital appointment letters were only just arriving in January after the Christmas period, in the North West. If you’re determined to get yourself organised in 2026, there are some dates for your diary that might be worth making a note of. We’re talking changes to money coming in or going out of your household and deadlines for your finances... And January has us dreaming of warmer climates – but is it really the best month to book a getaway?