Cost of going to University, Standing Charges, Decluttering

Available for over a year

Almost half a million UK students will start at university next month. For most it will be their first time living away from home and budgeting for themselves. A new report from Save the Student has shown that the average student will find themselves short by £500 a month, even after making cuts from their expenses. We speak to one student that found themselves in £4000 of debt after moving out of the family home and hear how this experience impacts their studies. Ofgem have announced changes to energy standing charges. From January, you should be able to choose an energy deal with a low standing charge, if that's what you want to do. But the trade off will be that you'll pay more for the energy you use. We ask one You & Yours listener if they believe this will be a help, and talk to Which? about how this will impact consumers and if it will solve the debate around the fixed charge. And take a look around your home...is it cluttered and does that bother you? Good Housekeeping and the Declutter Darling will join us to discuss the best decluttering methods, hopefully helping with the one in four of us that feel embarrassed about our clutter. Presenter: Winifred Robinson Producer: Dave James