Access to Cash, Cost of Retirement, Wowcher

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More than 60% of banks have closed in the last nine years. In an attempt to stem the tide, the Financial Conduct Authority is putting obligations on banks and building societies to ensure that every community has access to cash and banking services, even if local branches close. According to Creditspring, one in seven parents say they won't be able to afford any activities for their children during the summer holidays. With more parents worried about their financial situation, we look at what help is available. New data from pension provider Scottish Widows suggests a quarter of people in the UK are worried they may never be able to retire, with the average person expected to complete seven extra years of work after retirement age. The Competition and Markets Authority has ordered online deals website Wowcher to refund £4 million to its customers. The company has also been asked to change some of its marketing practices, including the use of countdown timers, which may be putting pressure on shoppers. PRODUCER: CHARLIE FILMER-COURT PRESENTER: WINIFRED ROBINSON