Homes for Ukraine, Food Banks and YouTube music copyright

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The government's 'Homes for Ukraine' scheme started this week and our reporter Jon Douglas is looking into the implications on your home insurance if you take in a refugee. Some of the UK's biggest insurers have promised not to penalise customers who take in refugees from Ukraine as normally insurers can refuse cover, or increase premiums, if part of your home is occupied by someone who isn't a relative. We’ll also be hearing from a couple with previous experience of opening their home to a refugee and finding out what they learnt along the way. When you, or someone you love, is coming to the end of their life, care at home or in a home is provided free, fast-tracked, under a system called NHS continuing care. The BBC has learned that the scheme that covers all the costs associated with care and accommodation is being withdrawn when people are living longer than anticipated. In the past four years nearly half of the 9,000 patients in England and Wales, who lived longer than expected, had their funding for care taken away. The Trussell Trust, the UK's biggest foodbank provider has told us that two in five people receiving Universal Credit were forced into of debt this winter. They say that a lot of people on Universal Credit don't have enough money to afford the basics - like food and heating. Our reporter Linda Walker talks to those that rely on the service. We hear from a music teacher using classic pieces on YouTube, being sent bogus claims for copyright payments by people who say they own the rights to the music Presenter: Winifred Robinson Producer: Linda Walker