Thousands of disabled ESA claimants to receive back payments in full

Available for over a year

Employment and Support Allowance (ESA) will now be fully backdated to 2011 and paid to thousands of ill and disabled claimants who were previously underpaid, according to a written statement this week from the Secretary of State for Work and Pensions, Esther McVey. Those underpayments were caused by a DWP error made when people were being moved from older incapacity benefits to ESA between 2011 and 2016. There are two types of ESA, a failure to assess additional income meant people were placed on the wrong one and lost out as a result. The government's original decision to backdate the payments to 2014 was legally challenged by the Child Poverty Action Group. Guest: Martin Williams, Welfare Rights Adviser, CPAG. Professor Nick Hopkins, Law Commissioner for property, family and trust law outlines Law Commission proposals to make it easier to buy the freehold to a house in England and Wales. As NS&I prepares to cut the interest rate on its Direct ISA from 1 percent to 0.75 percent from September, where can cash savers find higher rates? Guest: Anna Bowes, Director at independent savings advice website savingschampion.co.uk. How should the scheme that compensates customers when banks, building societies, credit unions or financial firms fail be funded? Mark Neale, Chief Executive of the Financial Services Compensation Scheme and Martin Bamford, Chartered Financial Planner at Informed Choice discuss.