Flooding insurance, Holiday childcare, Rent rises

Available for over a year

New research by the charity 4Children suggests that sixty per cent of childcare providers shut down in school holidays. Where does this leave working parents who don't have enough leave to cover this? How has there been a six percent drop in the number of registered providers of school holiday care when the government is investing as never before in childcare? You and Yours investigates. On April 1 the long-awaited government-backed fund to help households at high risk of a flood to get insurance begins. We talk to householders in Cumbria who are hoping it will help keep premiums manageable. But what about the small businesses and those who live in new-build homes. They're currently not part of the new scheme. How will they fare? Buy-to-Let landlords are facing tax increases on the properties they rent out. The aim of the changes is to free up properties for first-time and other buyers who need a home. But we've found that rent rises have been the unintended consequence. Is this a policy that's going to backfire?