A guide to dealing with debt in 2026

January is a notoriously tricky month for finances, with the Christmas hangover and millions counting down the days until the next payday. Figures estimate that most households wouldn't be able to cope with an unforeseen cost of £1,000, like a broken boiler. Finance expert Laura Pomfret has her guide to dealing with debt in 2026. She'll tell us why having two bank accounts and paying yourself a 'salary' could be one of the best ways to budget. If you do need to access specialist support, Laura will tell us all the information you are going to need.

To watch this with subtitles, go to BBC iPlayer and search for Morning Live from 07/01/2026