What do the credit ratings agencies make of a possible Brexit?

Listeners have a lot of questions about the European Union and the UK's referendum on whether to leave or remain.

PM asked the BBC's Europe correspondent Chris Morris and Assistant Political Editor Norman Smith to answer a selection.

Norman Smith answers Peter Cleall's question: "Have any of the credit rating agencies expressed a view on what effect a Brexit vote would have on our credit rating?"

(Photo: Standard and Poor's credit rating agency in New York. Credit: Reuters)