Episode 10

When 78-year-old Helen needs an £800 loan to replace some essential appliances, Lewisham Credit union boss Ravi takes time out to go to her home to personally help her out.

Gambian-born Awa brings a taste of West Africa to the streets of Yorkshire. A £5,000 ethical loan enables her to realise her dream of turning her love of cooking into a thriving mobile street food business.

Borrowing £300 from her local Credit Union transforms a bored South Wales grandmother's retirement. 72-year-old Georgina, a former council worker and voluntary radio DJ, needed funds to buy decks to take her act on the road to her loyal fans.

Self-taught wood craftsman Dan refuses to be stumped when the banks won't give him a loan. To get his bespoke wood design business off the ground, he turns to an ethical lender for the £25,000 he needs. The programme also meets Leigh, whose life fell apart after losing her mum. She blotted out the heartache by embarking on a five-year spending spree. The resulting mountain of debt left her a prisoner in her own home as bailiffs beat a path to her door.