Pension planning and retirement choices

What's the best way to build up a pension and what are the choices at retirement? To ask our pension panel for their view call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail [email protected] now.

Are you being automatically enrolled into your workplace pension? Up to 11 million workers are, but will you qualify and is this the best pension for you?

Perhaps you don't have access to an employer scheme and want to make your own arrangements.

How do you estimate what you need to save?

If you've a number of smaller pensions should you consider combining them?

And what are the options when you finally retire? You'll need to decide when to take your pension and whether to buy an annuity or to leave your fund invested and draw an income.

To answer your questions, presenter Vincent Duggleby will be joined by:

Stuart Bayliss, Director, Annuity Exchange
Tom McPhail, Head of Pensions Research, Hargreaves Lansdown
Claire Walsh, Independent Financial Adviser, Pavilion Financial Services

E-mail questions to [email protected] now or call 03700 100 444 from 1pm to 3.30pm on Wednesday. Calls cost the same as 01 and 02 numbers, calls from mobiles may be higher.