The city's Warwick Road area was worst hit

Almost 90 families are still waiting to get back into their homes, amid confusion over insurance claims and problems with building work.

Support group Communities Reunited said 88 homes were still uninhabitable.

The cost of repairing damage caused by the floods, which claimed three lives, is put at about �250m.

A raft of measures were introduced in the wake of the floods to help those affected.

But Paul Hendy, of Communities Reunited, which was set up to help those left homeless, said the situation for many remained "depressing and frustrating".

'Enormous pressure'

He said: "A lot of problems have stemmed from shoddy work by cowboy builders, which has had to be done over again.

"We are working closely with the city council and insurance companies, but the reality is that we believe there are 88 families who still cannot get back into their homes.

"I know of at least one man who is not likely to be back in for another 12 months because of impending legal action to get funds to make his house liveable.

"I know of couples who have had to cancel weddings and many more families who are under enormous pressure."

Carlisle City Council said it was introducing a council tax relief package for people who are still out of their homes.

Communities Reunited was set up as a partnership between Carlisle City Council, Cumbria County Council and Carlisle Churches Flood Response.

It originally had a staff of three and 200 volunteers. But funding has now run out and Mr Hendy said he was struggling alone to help those still in need.