Three people who were personally affected by the attacks on 11 September 2001 recount their experiences and describe how their lives have been impacted by the events of that day.

Read their experiences and then click on the link at the bottom of the page to have your say.

A widow's story: Beverly Eckert"I consider that fate was merciful to us in that we had the opportunity to say goodbye. So many others didn't"

A firefighter's story: Jay Jonas"I might not be out of the woods with 11 September. The long term health effects of this are going to be monumental"

A ferry worker's story: Adam Ashton"We were all covered in tower debris, as were our boats. The day got more and more chaotic as it went on"