There are still a number of building societies which link a requirement for customers to buy insurance via them in order to be accepted for certain mortgage deals.

Money Box's research confirmed by the Building Societies Association indicates these societies operate some of their products in this way. Detailed inquiries should be directed to the societies themselves:

• West Bromwich Building Society
  
• Leeds and Holbeck Building Society
  
• Skipton Building Society
  
• Chorley and District Building Society
  
• Clay Cross Building Society
  
• Darlington Building Society
  
• Earl Shilton Building Society
  
• Principality Building Society
  
• Universal Building Society
  
• Staffordshire Building Society
  

In the past many other buiding societies and banks made it a requirement to buy insurance via themselves. It is possible that many borrowers are paying higher than necessary insurance because of this and it is worth checking the terms of your insurance arrangements with your mortgage lender. It is vital that anyone changing insurance should ensure that the level of cover at least matches what they are changing from and that full cover is in place before any previous policies are cancelled.