Last year's winner, Ryan Connor took the stage but the 21-year-old Murray from Huddersfield emerged the overall winner by a minute and three seconds

Connor from Ahoghill was second overall while overnight leader Neil Swithenbank of West Penine finished eighth.

Sean Downey from Banbridge won the junior category.

John Hey (West Penine) was first veteran home while Murray claimed the Under-23 honours.

Hillsborough's Heather Wilson got the better of Julie O'Hagan to win the women's category.

Swithenbank came home ahead of Tom Murray and Neil Delahaye in the Bangor stage and Delahaye is now second overall with Murray third.

Last year's winner, Ahoghill's Ryan Connor, won the time trial in Bangor and currently lies in fourth position.

Monday's final day sees a 70-mile stage starting and finishing in Carryduff.

East Kilbride rider Gordon Murdoch edged out Newtownards' Adam Armstrong to win Saturday's 70-mile second stage.

Murdoch pipped Armstrong in the sprint with Stamullen's Sean Rock in third.

The first stage winner on Friday night was Mark Thwaites.