
Millions of people across the country raise money at this time of year to support veterans and their families
Fraser Hudghton, national manager, Institute of Fundraising Scotland
"Charity fundraising is all about connecting people with the causes they care about.
When reports of rogue fundraisers breaking the rules hit the headlines, no-one gets angrier than fundraisers themselves.
This is because we know that while the vast majority of fundraising is done by people who respect the generosity of the public and believe passionately in the causes they are working for - it only takes one bad apple to spoil the barrel and cloud how people experience the pleasure of giving to a good cause.
The Institute of Fundraising is the membership body for charity fundraisers in Scotland and across the UK. Our members are very clear - bad fundraising is never acceptable.
This is why, over the last year we have supported a review of the fundraising regulatory system in Scotland and across the rest of the UK, keen to make sure that examples of poor practice are stamped out, and the public continue to have confidence in charities asking for their support.
This confidence in fundraising is so important, particularly at a time when charities are playing such a crucial role in supporting and providing services to communities across our country. And at the heart of charities are people coming together to donate their money to help the causes they care about. If this link is broken, we will all be the poorer for it.
Members of the IoF raise over £9bn from the public for good causes every year. The goodwill and generosity of the public towards charities is especially evident at this time of year when the country comes together around poppy day to raise money to support veterans and their families.
When examples of bad or fraudulent fundraising are exposed, strong action must be taken to stamp it out. It is so important that we continue to value and trust in the overwhelming majority of charity fundraisers working in an open, honest and respectful way as they help connect the public to the causes they care so passionately about."
Lieutenant General Sir Andrew Ridgway, chairman, the Confederation of Service Charities (Cobseo)
"The concept of charity has been in existence almost as long as civilisation. Types of charities are numerous and the type of support they offer is very diverse. It is an incredible testament to society that these organisations exist and, unfortunately, there will probably always be a need for them.
The sheer diversity of the Armed Forces community requires a capable and varied support system and the range of different charities servicing this community, mirrors the resources available to the civilian population.
Why should anyone give to charity, particularly an Armed Forces charity?
The Armed Forces are unique in their commitment to the defence of our country.

Military charities are a cause close to the heart of the British public
Personnel and their families often face great turmoil and upheaval in the course of a Service career. This can include numerous relocations; long periods of separation for the serving person from their loved ones; often creating anxiety and loneliness and sadly sometimes the ultimate sacrifice is made.
The Confederation of Service Charities is a membership organisation of some 260 charities, the majority specifically Armed Forces charities, but also including other charities and organisations working within the Armed Forces sector.
The Cobseo members all work towards one goal, to ensure the welfare of the Armed Forces community, both Serving and ex-Serving.
To be accepted as members of the Confederation, they must sign up to a specific set of core values and those who fundraise are expected to adhere to our fundraising code of ethics."
The Great Military Charity Scandal will be broadcast at 19:00 on Tuesday 8 November on BBC One Scotland, and afterwards on the BBC iPlayer