 | BBC Radio 4's Money Box Live Wednesday, 21 March 2012 at 1502 GMT On Radio 4 and Online |
Mortgage interest rates are rising after Britain's biggest lender, Halifax, and several others, increased their standard variable rate. If you're one of thousands affected, what are your best options to keep your monthly repayments down? There's only a few days to go before the stamp duty holiday ends for properties under £250,000. Are you hoping to benefit? What other help is available for first-time buyers? And a new, government-backed scheme, New Buy, is launched to help those wanting to purchase a newly-built home. How will it work? If you have a question or need advice about finding a better mortgage deal, or choosing between the many different products on offer, then you can ask our panel of experts for their help. What are the best rates for fixed, discounted or variable rate mortgages? How much can you afford to borrow? What are the options if you're self-employed? What about arrangement fees or interest-only loans? Are you able to overpay? Vincent Duggleby was joined by: • Ray Boulger, senior technical manager, John Charcol, independent mortgage adviser • Melanie Bien, Founder and director, Bien Media, a PR consultancy focusing on mortgages and property • Jane King, mortgage adviser, Ash-Ridge Asset Management Presenter: Vincent Duggleby Producer: Lesley McAlpine
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