Benefits: your questions

BBC Radio 4's Money Box Wednesday 28 October 2009 at 1204 BST On Radio 4 and Online Listen to the programme Programme transcript (19 pages)

On Wednesday's programme Paul Lewis and guests answered your questions about benefits and tax credits.

Are you claiming the benefits and tax credits you are entitled to?

HM Revenue & Customs say that many people are missing out on an income boost because they assume they are not eligible for Working Tax Credit (WTC).

The average unclaimed amount is £1,600 a year. You could be entitled if you are in work and on a low income, you don't need to have children to qualify.

Have you been refused pension credit because you have savings or investments worth over £6,000?

If so it may be worth applying again after 2 November, from then the capital disregard limit will be raised from £6,000 to £10,000.

How do you find out if you qualify for benefits and where do you apply?

Perhaps you have become unemployed or need help while looking for work?

What can you do if your benefit is overpaid?

Or perhaps you have responsibility for caring for someone?

Who can claim Disability Living Allowance and how much could you receive?

Whatever your concern, our panel were there to help. Paul Lewis was joined by:

• Jean French, advice and information manager, Carers UK
• Sally West, policy manager, 'Age Concern and Help the Aged'
• Rachel Hadwen, advisor, Working Families

Presenter: Paul Lewis
Producer: Karen Kiernan/Lesley McAlpine

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