Money Box recently highlighted how up to 40% of a private pension pot can disappear because of fees.
We examined how seemingly small charges on pension funds can actually add up to tens of thousands of pounds.
This week we heard practical advice on how to find good - but low-cost - pension schemes from Tom McPhail, head of pensions research at Hargreaves Landsdowne.
This item was first broadcast on Radio 4's Money Box on Saturday, 17 October 2009.
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