Money Box 27 June 2009

Banks have appealed to the House of Lords in an attempt to overturn an earlier ruling by lower courts which said that that their charges have to be fair.

If the banks win, claimants are unlikely to get any of their money back.

If the banks lose, the legal process will move into a key and final stage.

We speak to Marc Gander of the Consumer Action Group (CAG) and BBC personal finance reporter Ian Pollock.