Pensions: your questions

BBC Radio 4's Money Box Live Monday, 22 September 2008, at 1502 BST On Radio 4 and Online Programme transcript (19 pages)

With the current financial turmoil affecting saving and investments, you may be thinking about the best pension options for the future.

On Monday's programme presenter Vincent Duggleby and guests took your questions on pension planning.

What should you consider when choosing a private pension and how much do you need to save?

Or perhaps you have a question about joining an occupational scheme?

If you are about to purchase an annuity how do you make sure you get the best rate and can you change provider?

You need to act quickly if you want to claim pension credit as the rules will soon be changing.

Whatever your question, Vincent Duggleby and guests were here to give you advice.

Vincent Duggleby was joined by:

• Michelle Cracknell, strategy director at investment group Skandia

• Tom McPhail, head of pensions research, Hargreaves Lansdown

• Malcolm McLean, chief executive, The Pensions Advisory Service

Presenter: Vincent Duggleby
Producer: Lesley McAlpine

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