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BBC Radio 4's Money Box was broadcast on Saturday, 6 March, 2004, at 1204 GMT.
The programme was repeated on Sunday, 7 March, at 2102 GMT.
Homes in flood risk areas may qualify for insurance because of new technology from Norwich Union, but thousands more will be left struggling to get cover.
Louise Greenwood has been investigating.
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ISA rule changes
The tax attractions of some ISAs will be severely curtailed from April as government changes to the savings products begin to take effect.
We spoke to Richard Saunders of the Investment Management Association (IMA) and Mark Dampier of Hargreaves Lansdown about the changes and how they will affect you.
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Money laundering rules extended
Laws aimed at preventing money laundering have been extended to a number of new business sectors.
Lawyers, accountants, casino bosses and estate agents could all now face prison if they fail to report suspected fraud.
What will this mean for their customers?
We asked Jonathan Friedman of Friedman's Chartered Accountants and Felicity Banks of the Institute of Chartered Accountants of England and Wales.
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Post-dated cheques
Money Box has been investigating post-dated cheques. Are they worth writing, should you accept one, and do banks recognise them?
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OTHER NEWS
State pension delays
The government has been challenged in the House of Lords over state pension delays following the Money Box investigation which was broadcast on 21 February.
DWP Minister in the Lords Baroness Hollis confirmed that the government will make interim payments to those waiting for their state pension entitlement.
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Equitable report out on Monday
The Penrose report into the near-collapse of Equitable Life will be published in full on Monday, it has been announced.
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Producer: Jennifer Clarke
Presenter: Paul Lewis
Reporter: Louise Greenwood
Web Producers: Nathalie Knowles and Bessie Wedgwood