I am sure there are many ordinary citizens like myself nearing retirement who - but for the grace of God - could have lost all, or part of our occupational pension. The governmnent should realise that it will not only be the 'pension losers' whose votes it will lose, if justice is not done over this serious matter.
Dave Cole

I paid into a company pension for 18 years. The company went into receivership in December 2002. The pension scheme is now in wind-up and is underfunded. The independent trustee has advised me that I can expect only 50% of my preserved pension rights. The government has encouraged the public for years to invest in their retirement, but when things go wrong it runs and hides. Having now issued its intention to introduce a compensation insurance, I feel morally it should also make this retrospective, and compensate people who through no fault of their own are being financially penalised.
David Nixon

We were encouraged to provide for our retirement by the government and not rely on the state, I kept my side of the bargain, the government should keep its Andrew Parr

I have worked for my company for 25 years, and during that time have always been advised to stay with the company pension. I felt safe in the knowledge that forward planning would secure me a reasonable pension when I retire. This is something that past and present governments have always promoted. Now I feel I have been left high and dry, and somewhat cheated out of my future.
Steve Underwood

My husband has been a member of a compulsory occupational pension scheme for more than 20 years. I have only worked part-time as we have three children, and so have no pension. He was within three years of retirement when we were informed that rather than the �25,000 pa pension we were expecting, we would receive no pension at all. More than half the members in his scheme will be in the same position. Due to the flawed 1995 Pensions Act, my husband's deferred pay will be used to pay for pensions for other people, leaving us with nothing, and reliant on state benefit. The government intends to protect people in the future, but it must accept the legal and moral responsibility, that it has to do the same for the thousands like us now.
Gillian MacDougall

To me it appears immoral that companies can just walk away from their pension commitments Eric Wood-Thompson

At the age of 59 I lost my job, my pension, and received only the statutory redundancy money, rather than the generous company redundancy we had been promised. At my age, the chances of gaining employment are small. I have been in full-time employment for nearly 40 years, contributing all the time to a company pension scheme. I had been led to believe that occupational pensions were safe and guaranteed. I also believed that the 1995 Pensions Act had been introduced to protect pensions, not as seems to be the case, protect solely the pensioners at the expense of the employees. I feel very badly let down. We were encouraged to provide for our retirement by the government and not rely on the state. I kept my side of the bargain, the government should keep its.
Andrew Parr

My pension scheme is being wound up, and as result the owners have put the business into administrative receivership. Losing my job after 30 years was one thing, but the worst is that I have lost nearly all my pension as well. To me it appears immoral that companies can just walk away from their pension commitments, especially when the rest of the group continues to trade. I believe the government needs to act to close this loophole, and also to compensate those people who have paid into their pensions only to have it taken away from them. If compensation is not forthcoming then these people will become a burden on the state anyway.
Eric Wood-Thompson