In graphics: Lloyds TSB and HBOS merger

Halifax Bank of Scotland (HBOS) has been taken over by Lloyds TSB in a �12.2bn merger. The deal has created a massive financial institution called Lloyds Banking Group, which includes some of the biggest names in High Street banking.

Eric Daniels will take charge of the new company with Sir Victor Blank as chairman

HBOS is already the UK's largest mortgage provider and Lloyds TSB is the largest provider of current accounts

The two companies are behind some of the best known financial brands on the High Street

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