 Crashes involving uninsured drivers cost �500m a year |
Uninsured motorists are ten times more likely to drink drive than drivers who have insurance, according to research. The study from the Association of British Insurers (ABI) also found that uninsured drivers are six times more likely to drive a non-roadworthy car.
In addition, they are three times more likely to be convicted of driving without due care.
The ABI estimates that more than a million motorists have no insurance and are involved in accidents worth �500m.
Worrying
At present, motorists caught driving without insurance on average receive a fine of �150 and three penalty points.
The cost of uninsured drivers adds �30 to average annual premiums, the ABI said.
"These are worrying findings," said ABI director general Mary Francis.
"They reinforce our call for a tough crackdown on people who drive without insurance.
"There really is no excuse and this is not a case of financial exclusion."