Credit Card Travel Insurance Benefits Money Box asked a selection of credit card providers what travel insurance benefits are provided for card holders. The following table provides a general summary of cover only, please contact providers directly for full details of cover and excesses. Importantly, customers must pay for their trip in whole or in part using their credit card to obtain benefits. Please contact provider for full details. | |
| Card Name | Fee | Cancellation up to | Delay up to | Legal up to | Medical up to | Personal Accident up to | Personal Liability up to | Personal Belongings up to |
| Account Packages | ||||||||
| NatWest | ||||||||
| Advantage Gold Account | £6 p/m | £3,000 | £3,500 | £25,000 | £2m | £25,000 | £2m | £1,500 |
| Gold Plus | £80 p/a | £3,500 | £3,500 | £25,000 | £2m | £100,000 | £2m | £2,500 |
| Advantage Premier | £150 p/a | £7,500 | £7,500 | £25,000 | £5m | £100,000 | £2m | £2,500 |
| Lloyds TSB | ||||||||
| Gold Service Account | £8p/m* | £5,000 | nil | £25,000 | £5m | £15,000 | £2m | £1,500 |
| Platinum Account | £12p/m* | £5,000 | nil | £25,000 | £5m | £15,000 | £2m | £1,500 |
| * When balance falls below Gold- �1,500 & Platinum - �3,500 | ||||||||
| Credit Cards | ||||||||
| Abbey National | ||||||||
| All except current a/c debit card | nil | nil | £500 | nil | nil | £100,000 | nil | £1,500 |
| Platinum | nil | nil | £500 | nil | nil | £250,000 | nil | £1,500 |
| American Express | ||||||||
| Blue Card | nil | nil | nil | nil | nil | £50,000 | nil | nil |
| BA Premium Card | nil | nil | £1,250 | nil | nil | £150,000 | nil | nil |
| Barclaycard | ||||||||
| Classic | nil | nil | nil | nil | nil | £50,000 | nil | nil |
| Gold | nil | nil | nil | nil | nil | £100,000 | nil | nil |
| Platinum | nil | nil | nil | nil | nil | £250,000 | nil | nil |
| Premier | £80 | £3,000 | £400 | £10,000 | £1m | £25,000 | £1m | £1,500 |
| Halifax | ||||||||
| BOS Gold Visa & Mastercard | nil | �5,000 | �180 | nil | �2m | �85,000 | �2m | �1,500 |
| BOS Premier | �70 | �5,000 | �210 | nil | �2m | �85,000 | �2m | �1,500 |
| HSBC | ||||||||
| Standard Credit Card | nil | nil | nil | nil | nil | £50,000 | £1m | nil |
| Gold Visa | nil | nil | nil | nil | nil | £100,000 | £1m | nil |
| Premier Credit Card | £70 | nil | nil | nil | nil | £100,000 | £1m | nil |
| Lloyds | ||||||||
| Gold | nil | nil | nil | nil | nil | £100,000 | nil | nil |
| Platinum | nil | nil | nil | nil | nil | £250,000 | nil | nil |
| MBNA | ||||||||
| All except MBNA Beyond | nil | nil | £500 | nil | nil | £100,000 | nil | nil |
| Gold & Platinum | nil | nil | £500 | nil | nil | £250,000 | nil | £1,500 |
| Nationwide | ||||||||
| Classic | nil | nil | nil | nil | nil | £50,000 | nil | nil |
| Gold | nil | nil | nil | nil | nil | £100,000 | nil | nil |
![]() | ||
| ---------------------------------------------------------------------------------- To BBC Sport>> | To BBC Weather>> | To BBC World Service>> ---------------------------------------------------------------------------------- © MMIII | News Sources | Privacy |